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Commercial Appraiser FW: PM Edition: Here’s how higher regulatory costs are impeding housing affordability

x Appraisal training has been scheduled for November 2018. The training will include training for additional Non-Executive support for developing Lay involvement in Appraisal x The Responsible Officer Annual report is being finalised x On-going work with Medical HR to improve RO functional scrutiny of medical HR issues

The cost of this most significant health and safety rule ever issued for the construction sector will be passed to the consumer in the form of higher prices. As the cost of housing increases and the access to credit remains tight, home buyers and renters will have fewer safe, decent and affordable housing options.

FANNIE MAE, FREDDIE MAC ADD FEES Fannie Mae and Freddie Mac have a limit on the maximum sized loan they will guarantee. This is known as the "conforming loan limit". The conforming loan limit for Fannie Mae, along with Freddie Mac, is set by Office of Federal Housing enterprise oversight (ofheo), the regulator of both GSEs.

Critics say the administration should also take account of the costs of covering a spouse and children because family coverage typically costs much more. In 2011, according to an annual survey by the Kaiser Family Foundation, premiums for employer-sponsored health insurance averaged $5,430 a year for single coverage and $15,070 for family coverage.

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