PUD vs. Condo, what"s the difference?. Mortgage Masters Group NMLS Branch ID#: 373290 Phone 772-340-4003 Email email@example.com 481 SW Port St. Lucie Blvd. Ste. A Port St. Lucie FL 34953 View my complete profile. Blog Archive
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This video is about the difference between a condo, co-op and pud? The Nedder Group showcases real estate in Fairfield County, CT Search homes for sale, view listing photos, property details.
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A Planned Unit Development (PUD) is a community of homes that could look like single family residences, townhomes or condos, and can include both residential and commercial units, but on paper, they’re most similar to condos.
The only difference between a PUD and a Condo is in the ownership of the common areas. What you described here: "The common areas that are within the development are owned jointly by all the residents, so if there were 50 homes then each owner would have 1/50th ownership" is pretty much the text book definition of condo ownership, not PUD.
However, if the legal documents for the project allow for unit insurance policies for each first mortgage that Fannie Mae purchases or securitizes in a condo or co-op project, Fannie Mae will accept the individual unit insurance policies that meet the requirements in B7-3-06, Evidence of Property Insurance, and Chapter B7-3, Property and.
Co-op vs. condo: What’s the difference?. they also elect certain residents as board members who carry out the group’s wishes.. If you can get a mortgage, the condo association will generally.
I would appreciate some clarification on how you determine the difference between a condo and a PUD for Fannie Mae purposes. I have attached the Fannie Mae definitions from the 2007 Sellers Guide for both condos and PUDs and the definitions of both from GMAC’s underwriting manual.
and they’re more than three times more likely to be saddled with a very large mortgage in relation to their income. But within a few years, those proportions drop dramatically as established.